Put up to $30,000 toward the purchase of your first home in Hendry County. Eligible buyers receive a 0% deferred loan that is forgiven after five years when program requirements are met.
Eligibility, an approved purchase, and program funding are required.
Hendry County purchase assistance uses State Housing Initiatives Partnership (SHIP) funding to help first-time buyers purchase new or existing single-family homes.
Very-Low-Income Buyers
Up to $30,000 toward eligible purchase costs.
Low-Income Buyers
Up to $20,000 toward eligible purchase costs.
Moderate-Income Buyers
Up to $10,000 toward eligible purchase costs.
Get your financing, household documents, and home purchase ready for Hendry County purchase assistance.
Check your mortgage options and the amount needed for a down payment and closing costs.
Prepare household and income documents for the county's eligibility review.
Submit your purchase-assistance application during the county's advertised application period.
Obtain approval of your home, financing, and assistance before moving forward with closing.
Down payment and closing costs are part of the cost of buying a home. Hendry County purchase assistance can help cover eligible costs while you establish your primary residence.
Apply an approved assistance award toward eligible down payment and closing costs.
The assistance loan has deferred payments. Your primary mortgage still requires its regular payments.
The assistance is a 0% deferred loan with a five-year term. The balance is forgiven at the end of five years if you meet the requirements. Selling, leaving the home as your primary residence, or another default can trigger repayment before forgiveness.
Common questions about the Hendry County purchase assistance.
Hendry County purchase assistance uses State Housing Initiatives Partnership (SHIP) funding to help first-time buyers purchase new or existing single-family homes. Eligible buyers may receive up to $30,000 toward approved purchase costs.
Qualify as a first-time homebuyer and meet the program's household income limits. Purchase an eligible new or existing single-family home in Hendry County. Meet the current purchase-price and property requirements; manufactured-home purchases are excluded. Occupy the home as your primary residence and comply with the five-year assistance terms.
Income limits are adjusted for household size. For a four-person household in 2026, the limits are $39,150 for very low income, $62,600 for low income, and $93,960 for moderate income. The county verifies your income category and assistance amount.
Very-Low-Income Buyers: Up to $30,000 toward eligible purchase costs. Low-Income Buyers: Up to $20,000 toward eligible purchase costs. Moderate-Income Buyers: Up to $10,000 toward eligible purchase costs. The final award depends on your eligibility, eligible costs, and program funding.
The assistance is a 0% deferred loan with a five-year term. The balance is forgiven at the end of five years if you meet the requirements. Selling, leaving the home as your primary residence, or another default can trigger repayment before forgiveness.
Eligible purchases are new or existing single-family homes in Hendry County that meet the program's price and property requirements. Manufactured-home purchases do not qualify under this purchase strategy.
Review your financing and household eligibility, then submit the required purchase-assistance documents during the county's application period. After the annual funding notice, eligible applicants are selected on a first-qualified basis until the allocation is committed.
No. It is a loan secured by your home, with 0% interest and deferred payments. Forgiveness comes after the five-year term when the loan conditions have been satisfied.
Applications follow the county's funding notice and are considered on a first-qualified basis. Assistance must be approved for your purchase before you rely on it at closing.
No. This is a private mortgage inquiry with Next Wave Mortgage, LLC, not a county assistance application. A mortgage professional can help you review financing options; the county or its administrator makes the assistance decision.
Applications follow the county's funding notice and are considered on a first-qualified basis. Assistance must be approved for your purchase before you rely on it at closing.
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